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An alternative to fiscal.ai (formerly FinChat): how Financial AI compares
Updated
fiscal.ai was called FinChat until June 2025, when it was renamed and widened its focus from the chat interface to "financial data infrastructure": a research terminal, a data API and connectors for AI assistants. finchat.io now forwards to fiscal.ai. If you are looking for an alternative to either name, which one fits depends on the job, so this page sets out what each product does, using each maker's own pages, checked on November 6, 2026.
In short
- fiscal.ai is a public-company data and research terminal: fundamentals, segments and KPIs, filings, transcripts and estimates for a very wide set of companies, with AI summaries and an API.
- Financial AI® is an AI research assistant: you ask an investing question in plain English and it runs the analysis, including backtests of trading strategies, screens, its own point-in-time fundamental forecasts and an analysis of your portfolio, and shows the data behind the answer. It also works inside ChatGPT and Claude.
Feature by feature
| Financial AI | fiscal.ai | |
|---|---|---|
| What it is | An assistant that answers investing questions by computing them from curated data (guide) | "Modern Financial Data Infrastructure": a research Terminal, a Data Feed API and MCP connectors (fiscal.ai) |
| Asking in plain English | Every question is computed: a conclusion, the table, a chart and a note on how it was read | AI summaries and custom questions over filings, transcripts and investor-relations documents, with citations (changelog) |
| Coverage | All U.S. exchange-listed stocks (non-OTC), thousands of ETFs, options and crypto, plus commodities, futures and forex; U.S., Japan, Europe and other major markets (FAQ) | 100,000+ public companies, ETFs and funds globally; segments and KPIs for 2,500+ companies (help) |
| Its own forecasts of fundamentals | Revenue, adjusted gross income and adjusted EBITDA for 1,400+ U.S. companies, next quarter, point in time since 2016 and scored against what companies reported (Forecasts) | "Agentic Consensus": its own estimates for 9,746 companies in 23 countries, up to three years ahead (announcement) |
| Consensus estimates | Its forecasts are shown next to analysts' consensus, so you can compare the two (Forecasts) | Street Consensus for about 4,000 U.S.-listed companies, up to five years forward (announcement) |
| Backtesting trading strategies | Yes, described in words: rules, period and benchmark in, performance, metrics, charts and trades out | Not stated on the pages checked |
| Options and futures | Option overlays such as covered calls in backtests; intraday futures strategies on 1-minute bars | Not stated on the pages checked |
| Stock screener | Screens by valuation, growth, margins, technicals and more; save and rerun | 200+ metrics, with natural-language screen search (screener) |
| Broker accounts | Read-only: TradeStation and Tradier directly, many more through SnapTrade; no orders, no money movement (FAQ) | Brokerage Connections with about 40 brokers through an integration partner (help) |
| Inside ChatGPT and Claude | A plugin in ChatGPT and a connector for Claude and Claude Code (ChatGPT, Claude) | Connectors for ChatGPT, Codex, Claude, Microsoft 365 Copilot and others (MCP) |
| For developers | About 280 data functions and Python next to the data through its MCP server (Claude) | Data Feed API (API) |
| Free trial | Free trial, no card needed (FAQ) | "7 day free trial included upon signup" (pricing) |
Which one to choose
fiscal.ai suits you if you mostly read companies: their filings, transcripts, segments and KPIs, across many markets, or if you want a fundamentals data feed for your own software.
Financial AI suits you if you want the analysis done for you: test a trading idea without code, screen for stocks, check a company against Financial AI's own forecasts and their track record, see your portfolio's real exposure, or ask all of that from inside ChatGPT or Claude. To see how it compares with Composer, TrendSpider and a general chatbot as well, read the comparison of AI stock research tools. To try it on your own questions, start your free trial.
How this page was made
Checked on November 6, 2026 against fiscal.ai's own public pages (home page, product pages, pricing, help center, changelog, blog and documentation; links in the table). "Not stated" means we found no statement on the pages we checked, which does not mean the product lacks the feature. Financial AI's entries come from Financial AI's own documentation. Product features change often; check each maker's site for the current state. If fiscal.ai sees an error, write to support@thefinancial.ai and we will correct it. This page does not cover prices.
fiscal.ai and FinChat are trademarks of their owner; Financial AI is not affiliated with or endorsed by fiscal.ai. Backtests are hypothetical: simulated performance does not represent actual trading and is not indicative of future results. Forecast accuracy is measured over historical point-in-time forecasts and is not indicative of future results. Nothing on this page constitutes an offer or investment advice.